# Free AI bank reconciliation Prompt (Bookkeepers)

Canonical page: https://aiagentskills.biz/prompts/bookkeepers/reconciliation-agent/
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For AI agents: [Markdown version of this page](https://aiagentskills.biz/md/prompts/bookkeepers/reconciliation-agent.md) · [llms.txt](https://aiagentskills.biz/llms.txt) Prompt · works in Instinct, ChatGPT, Claude, Gemini or any other assistant that reads plain-text files

# Reconcile the bank statement with one free prompt

This page gives you a free, copy-ready prompt for this job (it matches statement rows to ledger rows and hands you a complete exception list: match status, difference and next action per row), plus the $19 standing-agent version that runs it on repeat without re-pasting rules.

It matches statement rows to ledger rows and hands you a complete exception list: match status, difference and next action per row. The prompt below is the do-it-yourself version.

[Get the standing agent · $19](https://aiagentskillsbiz.lemonsqueezy.com/checkout/buy/31011d50-41d3-4522-9508-f6602f41e0d9)[Jump to the prompt](#prompt) ✓ Free to copy ✓ No signup ✓ Sample data labeled [Home](/) › [Prompts](/prompts/) › Reconciliation Agent

## The prompt

    Match these bank statement rows to these ledger rows: [paste both]. Output: statement row, ledger row, match status, difference, next action. List every unmatched row as an exception. Do not mark anything reconciled that is not an exact or explained match.

## What to bring

Reconciliation is a row-by-row match between the statement and the ledger, and the exceptions are always found at 6pm on close day.

## What a good run returns

A sheet with statement row, ledger row, match status, difference and next action, in a Bookkeepers Reconciliation Workspace folder.

## Where the free version ends

A prompt runs when you remember to run it, from whatever context you paste, and it forgets the rules between sessions. The [Reconciliation Agent](/bookkeepers/reconciliation-agent/) ($19 one-time) installs this as a standing workflow: fixed evidence rules, a saved output in your own Drive every run, fictional-data testing before real work, and hard stops before anything sends, spends or publishes. More detail on the [AI bank reconciliation guide](/agents-for/bookkeepers/bank-reconciliation/).

## Questions people ask

### Is this prompt really free?

Yes. Copy it, paste it into any capable assistant, bring the inputs listed. No signup, no email gate.

### Which assistants does the prompt work in?

Any capable chat assistant: Instinct, ChatGPT, Claude, Gemini, Grok, DeepSeek, Perplexity, Microsoft Copilot, Hermes, OpenClaw, Town, Muse and others.

### What is the difference between the free prompt and the $19 agent?

The prompt is a one-off: you re-paste the rules every run. The $19 agent is the same job productized - tested setup, saved files, consistent output, standing cycle.

Last updated 13 September 2026 · Reviewed by the AI Agent Skills team.